Nel , ha co-fondato Piano C, per proporre nuovi modelli organizzativi costruiti sulla diversity. Nel , era consulente per un membro del Parlamento Europeo. From 26 February , Dott. In the last ten years he has held the position of Director of Operations at the Italian Red Cross and he has been responsible for all national and international programs and operations.
He has carried out advocacy activities, strategic direction, internal and external coordination, obtaining high quality results in all operations. In this role he managed over people, involved in emergency operations, disaster management, cooperation and development and international relations, communication and fundraising, health, volunteering and migration.
He led the development of the new organizational structure of activities for the private association of the Italian Red Cross and was entrusted with the task of ensuring the smooth transition and continuation of operations and programs in the difficult transition between the public structure of the Cross Red to the private one.
The ten-year experience in senior management of the Italian Red Cross has provided the necessary skills to provide a solid and competent guidance and strategic management, as well as a better understanding on how to develop global strategic directions of large organizations.
Since he has been in charge of supporting and directing the activity to promote the candidacy of the Italian Red Cross and its President first to the Governing Board and then to the IFRC International Presidency, in both cases with positive results, developing a solid experience in humanitarian politics.
Previously he had solid experience as a public manager in the field of communication and management control and as a private manager of important multinational companies in the marketing and sales area. In questo ruolo ha gestito oltre persone, coinvolte in operazioni di emergenza, gestione delle catastrofi, cooperazione e sviluppo e relazioni internazionali, comunicazione e raccolta fondi, salute, volontariato e migrazione. In , Occhio took a leap of faith and became a social entrepreneur launching SeeMe, a fair trade verified jewelry brand.
In , she was awarded the Palladio awards for best social responsibility jeweler. With an MA in geopolitics, Occhio speaks five languages, lives in Amsterdam and has a 13yo son. She has long experience in project management and global account management, heading international teams, developing new markets or industries, and setting up new processes and regional teams according to design thinking methods.
She has been active as trainer of new leadership principles for managers of the Lufthansa Group and has been setting up a group wide change network. Previously she has had various business development positions in the Lufthansa Group and Bosch Telecom. Ha una lunga esperienza nella gestione di progetti e gestione globale degli account, nella direzione di team internazionali, nello sviluppo di nuovi mercati o industrie e nella creazione di nuovi processi e team regionali secondo i metodi di progettazione.
In precedenza ha ricoperto varie posizioni nello sviluppo del business nel Gruppo Lufthansa e in Bosch Telecom. Laura has extensive experience in social entrepreneurship and social innovation ecosystems and has worked for large multinational corporations and institutions worldwide. She focuses her work on how to leverage social value so that it may generate economic value for communities and society as a whole. She has been recently appointed ActionAid Partner.
Raya is a serial entrepreneur, writer, educator, and futurist. She is the founder and CEO of Awecademy, an award-winning educational organization that offers future-focused and wisdom-based education for high schools. Tutti i suoi pezzi sono fatti a mano da donne sopravvissute alla violenza. Con un master in geopolitica, Occhio parla cinque lingue, vive ad Amsterdam e ha un figlio di 13 anni. Veronica Chiodo has a Ph.
Veronica Chiodo ha frequentato il corso di dottorato in Ingegneria Gestionale al Politecnico di Milano. Ha lavorato come consulente per venture capitalist, banche e organizzazione di microfinanza per sviluppare un sistema di misurazione in grado di valutare le prestazioni di impatto sociale delle imprese sociali nella fase di screening, due diligence e monitoraggio.
Alice Borrello is a Ph. Alice Borrello sta frequentando il corso di dottorato presso il Dipartimento di Management, Economia e Ingegneria Industriale del Politecnico di Milano. Mygrants is the first app based on micro-learning designed especially to deliver support to immigrants through a series of thematic module quizzes. Through the database, companies have the opportunity to pick in real-time, or track the weekly performance and program the onboarding of the most suited immigrant according to the role they require.
Head of Bosch Group Automotive Marketing and Institutional Affairs for 10 years, she directly experienced the lack of interest of new generations towards S. Her goal is to make children and teenagers passionate about S. A capo del Marketing Automotive e degli Affari Istituzionali del Gruppo Bosch in Italia per 10 anni, tocca con mano durante questa esperienza il calo di interesse delle nuove generazioni per le materie scientifiche, e sperimenta il drammatico gender gap presente in ambito S.
She works with companies and government agencies to design new services and tools. In these processes, she mixes design thinking, Lean and Agile methodologies, Art of Hosting and other sources of inspiration. Quotidianamente, affianca aziende globali e agenzie governative per co-progettare nuovi servizi e strumenti capaci di portare valore alle persone. Luca is researcher at the Department of Business and Management of Luiss Guido Carli University, holding a post-doc fellowship on Social Innovation Based Entrepreneurial Models: assets and contextual conditions in urban regeneration and regional developments.
His research includes the analysis and evaluation of public policies, the organisational and policy implications of social innovation, cultural and community-based entrepreneurship, social impact of new technologies. He has published articles in several national and international scientific journals. Consulente per diverse organizzazioni di valutazione di startup e processi di Trasferimento Tecnologico. Sara is an architect and a social innovation and urban regeneration consultant.
She is currently working with implementation and definition of social innovative services at Social Seed, an innovation laboratory for organizations and social enterprises. She is facilitating co-design processes, mentoring, managing project, and developing new projects for calls. She focuses on urban regeneration as tool to enable community participation and sustainable development, and on labor issues.
She is contributing to the implementation of project, promoted by a partnership of private and public actors, which aims to empower and find work for unemployed in difficult socio-economic conditions. Come architetto, ha collaborato per alcuni anni con studi tecnici e ha partecipato ad una formazione a cura di Architetti senza Frontiere Italia Onlus.
Federica is a Project Manager at Nesta Italia where she works with projects related to urban policies for inclusion and intercultural practices, but is also supporting the work in other areas education, arts and new technologies. She heads a pilot for the experimentation of new methodologies for the development and innovation of urban policies in the field of inclusion.
She has been part of many EU financed projects in the field of social innovation and entrepreneurship and has gained numerous experiences in curating artistic-cultural projects. Federica ricopre il ruolo di Project Manager a Nesta Italia. He has also completed the post graduate certificate in social enterprise at Glasgow Caledonian University. He lives in the Highlands and enjoys running, walking and camping in the hills and generally keeping up with his four kids, which takes up all his spare time!
Since then, she has been working in the field of local development to support social enterprises start up and development. With more than 15 years of experience, Sabina has developed extensive expertise on issues related to social economy development from start-up techniques to funding systems and mechanisms, to effective development strategies and internationalization. Dopo la laurea in Filosofia, Sabina ha conseguito un Master in Management dei servizi pubblici presso il Politecnico di Milano.
Come imprenditore sociale ha co-fondato School Raising, la prima piattaforma italiana di crowdfunding per finanziare progetti scolastici, e Mitosis, co-working Berlinese a conduzione casuale. Guglielmo is a Designer and Social Entrepreneur. In his work Guglielmo combines four words — diffuse creativity design thinking — to enable people to use own creativity in group to build solutions to their challenges, and be resilient for the next ones.
Nel suo tempo libero ha completato 11 Ironman. Tracey is a well known social entrepreneur who founded three companies before starting Copia. But her most challenging job is serving as mom to three tiny kids and one large dog. In her free time she has completed 11 Ironmans. She holds a post in Cariplo Foundation since Lavora in Fondazione Cariplo dal An advocate for global education and the socio-economic inclusion of disadvantaged publics, she has previously worked with refugee communities in the United States and more recently with youth in at-risk priority education areas in France as a Fulbright Scholar.
She is an honors graduate of Syracuse University with dual degrees in International Relations and Public Relations with a focus on education and intercultural communication. Formatrice e progettista esperta in processi educativi e relazioni famigliari. Maurizia has more than thirty years of experience in social cooperatives.
Attilia, born in , two children and a cat, has been an entrepreneur since working with communication within the cultural, social, scientific and technological fields. SEUK is the national trade body for social enterprise and represents a wide range of social enterprises, regional and national support networks and other related organisations.
It works to promote social enterprise as a model for changing both business and society. SEUK inform the policy agenda, continue to influence the political agenda, promote the benefits of social enterprise through the media, campaigns and events, and undertake research to expand the social enterprise evidence base.
Peter has established, developed and supported hundreds of diverse social enterprises over his career. Peter has previously worked for Oxfam, Greenpeace and various disability charities. He has experience of working in overseas development, community development and public health. Peter ha fondato, sviluppato e supportato centinaia di diverse imprese sociali nel corso della sua carriera. Peter ha precedentemente lavorato per Oxfam, Greenpeace e varie Organizzazioni di beneficenza.
Peter ha iniziato la sua carriera con Marks and Spencer e ha trascorso diversi anni con Body Shop International. She has been working in Compagnia di San Paolo since She is currently responsible for the Social Policies Area. This area manages interventions related to welfare and promotes the right to health, inclusion of people in need, the well-being and education of children and adolescents, youth empowerment and actions in the field of migration, international cooperation and global citizenship education.
Marzia has many years of experience in managing developmente projects on the behalf of foundations, international organizations UNDP and EU , NGOs, and other bodies involved in decentralized cooperation. Marzia had the opportunity to live and work in numerous countries around the world for about 10 years.
Sociologist, work in the field of social enterprise for about twenty years, carrying out research, training, consulting and publishing. He was senior researcher at Euricse where he deals in particular with the study of social innovation, community entrepreneurship and social regeneration of buildings and public spaces. Today is open innovation manager in the Cgm cooperative group in wich operate to promote communities of social entrepreneurs that want develop and disseminate innovation.
Investment Director Italy Opes-Lcef. Twenty-year experience in investment banking and investing in Europe and emerging countries. He also had experience in Investment management roles as a Partner at Silk Invest where he helped build the fixed income and private equity business from inception. He is on the Board of a Microfinance company in Kenya that develops financial service products for the BOP and he is a firm believer and supporter of Social Innovation projects.
Direttore Investimenti Italia Opes-Lcef. He has also worked in the research and development sector coordinating projects related to digital technologies and the world of robotics. Ha inoltre lavorato nel settore di ricerca e sviluppo, coordinando progetti legati alle tecnologie digitali e al mondo della robotica. Social entrepreneur, philosopher and educationalist expert in clinical skills, three children.
Consultant and pedagogical supervisor of schools and educational services on behalf of numerous local authorities in the province of Milan. Trainer and designer expert in educational processes and family relationships. She is a member of the Editorial Board of the Pedagogika. SEP Jordan is a fashion and lifestyle brand, which blends Italian style with the finest Middle-Eastern craftsmanship, with the aim of bringing back dignity and pride to refugee camps.
Consultant, speaker and lecturer on issues about diversity, female employment, innovation and leadership. Paula has over 20 years of experience in enabling a more impactful business environment, including creating an evidence base, mainstreaming the agenda within education, and innovating in the area of ethical consumer labels. Paula has been awarded as a WISE, recognising her achievements as a leader in the social enterprise movement.
Previously she co-founded a UK-wide social enterprise, as well as having led as a Director at a social enterprise infrastructure organisation. She is among the African leaders in the field of technology, innovation and training. She has dedicated her career to guarantee digital access to children, teenagers and adults and is driven by the potential impact that the Internet can have on economic and social development in Africa. Ha lavorato in Edison, Ferrovie dello Stato e Trenitalia prima di entrare in Enel nel settembre La sua esperienza le ha permesso inoltre di comprendere le sfide legate al cambiamento costante e di cogliere le dinamiche importanti per offrire un valore reale.
Oggi aiuta le imprese a trovare e definire la propria anima aziendale. Secondo Linda il coinvolgimento di donne esperte e sapienti, non solo assicura miglioramenti economici, ma anche un cambiamento nelle norme sociali. Ha co-fondato Konexio sulla base della sua ricerca come Fulbright fellow durante la quale ha studiato migrant policy alla Paris School of Economics.
Psicologa, ex-ricercatrice al Politecnico di Torino e imprenditrice. Fondatrice e amministratore delegato di Entreprenelle. Senza paura, con oltre 6 anni di esperienza nello sviluppo sociale e valore sociale delle imprese con una laurea in Economia aziendale e ulteriori studi sul genere.
Vesna Lucca , originally from Serbia, travels extensively and is based in Sweden and Italy. She has long been fascinated by how companies can improve society. After two decades in leadership roles in the global corporate world, she knows the important impact that companies have when they commit to a purpose bigger than themselves.
She understands the challenges linked to constant change and the dynamics to offer real value. Vesna has worked with and inspired many leaders of multinational companies to be authentic and long-term as they grow and change. Today, she helps companies find and define their corporate soul and transform their presence and future legacy — through clarity, power-filled ideas and communication.
Her podcast Corporate Unplugged www. A recent Rubenstein fellow at the Harvard Kennedy School Center for Public Leadership, she graduated from Stanford with degrees in economics and human biology, and worked as a strategy consultant at Analysis Group. In the summer of Aline Sara had just completed her masters in International Affairs at Colombia University and was looking for an affordable way to practice her Arabic—specifically, her native Lebanese regional dialect—from New York City.
Psychologist, ex-researcher at the Politecnico di Torino and entrepreneur. The founder and managing director of Entreprenelle. At the age of 23, concerned by socioeconomic gender rights, Rania started Entreprenelle in Cairo serving most of Egypt. Fearless risk taker by nature, with more than 6 years Experience in Social development and corporates social value with a degree in Business Administration and further studies in Gender. Passionate about travelling, reading and civic work.
Yuliya Tarasava is the COO and co-founder of CNote , an impact investment platform delivering competitive returns by investing in women, minorities and low-income communities across America. As an experienced financial professional with expertise in risk management and product development, Yuliya focuses on leveraging financial tools to increase economic opportunity for everyone.
Previously, Yuliya led the quantitative due diligence for over 20 mutual funds across multiple asset classes for AMG Funds. Yuliya was born and raised in Belarus and moved to the United States in She is a CFA charterholder.
The mission of AkiraChix is to provide hands-on technical training and mentorship to young women and girls to increase the number of skilled women in tech and positively impact the community. Linda was named Obama Foundation Leader: Africa, As the leader of an organization at the forefront of getting more women in the technology field, Linda continues to champion the diversity and inclusion of women in the technical workforce. With skilled women, you are assured not only of economic changes, but also a shift in societal norms.
SELCO offers modular solutions that exploit solar energy, guaranteeing services for the benefit of the poorest. Kulsoom has 15 years of experience in technology project management and social impact. She spent 3 years working on technology integration and operations management in various social enterprises. She speaks 6 languages, and has lived in 11 countries across 5 continents. Born in Djibouti in Ethiopia, Tezeta moved to Italy with her family when she was five.
In , she won the Miss Africa Italy competition and started working in the fashion world. In August she becomes the face of the denunciation of the brutal methods of the eviction of refugees in Via Curtatone in Rome with a video on the web seen by over three million users.
Ha 15 anni di esperienza in gestione di progetti tecnologici e di impatto sociale. Parla 6 lingue e ha vissuto in 11 paesi in 5 continenti. Ideated and promoted by. With the contribution and strategic support of. Knowledge Partner. With the contribution of. With the Patronage of. Digital Partner. In collaboration with. Contact us. Social Enterprise Academy Social Enterprise Academy SEA : is an international learning and development social enterprise, with local teams in 15 countries on five continents.
Venice Calls Venice Calls is a non-profit association founded in by the will of a group of young Venetians with the aim of creating a local network for the future of the city to safeguard the lagoon territory and the community by facing the societal challenges of Venice. Social Seed Social Seed is an innovation lab for non-profit organizations and social enterprises. Cottino Social Impact Campus Cottino Social Impact Campus is the first campus in Europe exclusively dedicated to the culture of social impact as transformative element of our knowledge and skills, as individuals and organizations.
According to the art. Delisia Essono Originally from Gabon, Delisia is an entrepreneur, coach, Afrofood blogger, ambassador of the culinary traditions of French-speaking Africa, creator of the Afrofood Diet and founder of Blackalicious Afrofood. Marco Traversi Marco Traversi is actually CEO of Project Ahead, a social enterprise involved in the management of projects funded by EU, national and regional programmes or private funders in the fields of enterprise creation, young employment services, third sector and social enterprise consultancy and social innovation.
Rosella Leidi Ubi Banca, Italy. Giovanpaolo Gaudino Co. Luigi de Magistris Mayor of Naples. Silvia Cavaniglia Non sono rifiuti, Italy. Antonio Capece Ambiente Solidale Cooperative. Patrizia Canova An expert in Media Literacy, intercultural communication and cinema who has authored numerous educational and social documentaries, Patrizia has been a teacher by passion for 35 years.
Patrizia Canova Esperta di Media Literacy, comunicazione interculturale e cinema; autrice di numerosi documentari di carattere educativo-sociale e da 35 anni docente per passione. Giuseppe Bruno Giuseppe has always been active in the world of cooperation. Stefano Granata Stefano Granata was born in Milan Maurizio Zazzaro After a degree in Physics at the University of Naples, he began his professional career at Olivetti, then moved to Microsoft, where he remained for more than twenty years, holding various important positions in Italy and abroad, achieving important successes, including the launch of the Xbox console in Italy and in Central-Eastern Europe.
Davide Fiumi Davide has over 25 years of experience in companies linked to the world of technological innovation. Alessia Brandimarte Alessia is 34 years old and runs a farm with her husband in Norcia, Umbria. Enrico Testi Enrico has a Ph. Enrico Testi Ha conseguito un Ph. Consorzio La Rada Consorzio La Rada, which associates 25 social cooperatives and offers a vast network of services throughout the Campania region. Consorzio La Rada Il Consorzio La Rada associa 25 cooperative sociali ed offre una vasta rete di servizi su tutto il territorio della Regione Campania.
Team and execution: power dynamics beyond counting In complex organizations, increasingly more distributed and lean, diversity is tracked across the entire value chain. Scaling: Innovability and Supply Chain? Funding Within a funding continuum venture philanthropy and impact investing a new set of skills is increasingly required as well as internal process and design thinking, on one side leveraging on gender diversity as an impact objective, on the other as a risk mitigation tool and financial performance.
Imma Carpiniello Laurea in Scienze Politiche, master in politica di formazione e di genere, lavora nel campo delle politiche di genere dal Evelyne Sarah Afaawua Evelyne Sarah Afaawua, 27 years old, origin from Ghana, born in France and raised in Italy, in she created Nappytalia, the first blog entirely in Italian about Afro-natural hair care that immediately became a reference point for women with African and Latin origins.
Marie Therese Mukamitsindo Marie Terese left Rwanda in , when the country was in chaos due to the war, and arrived in Italy in Mirko Tricoli Mirko Tricoli, born in , graduate in international studies and cooperation began to work on development policies and programs in the decentralized cooperation office of the Municipality of Siena. Mirko Tricoli Mirko Tricoli, classe , subito dopo gli studi centrati sulla cooperazione internazionale, inizia ad occuparsi di politiche e programmi di sviluppo, partendo dalla cooperazione decentrata del Comune di Siena in Palestina e della promozione del dialogo tra comuni Israeliani e Palestinesi.
Raffaele Giaquinto Raffaele has an extensive background in management, organization and communication of social impact projects European Commission, Banca Prossima-Intesa San Paolo Group. Raffaele Giaquinto Raffaele ha una vasta esperienza in management, organizzazione e comunicazione di progetti a impatto sociale Commissione Europea, Gruppo Banca Prossima-Intesa San Paolo.
Leonardo Carmenati From 26 February , Dott. Raya Bidshahri Raya is a serial entrepreneur, writer, educator, and futurist. Veronica Chiodo Veronica Chiodo has a Ph. Alice Borrello Alice Borrello is a Ph. Luca Tricarico Luca is researcher at the Department of Business and Management of Luiss Guido Carli University, holding a post-doc fellowship on Social Innovation Based Entrepreneurial Models: assets and contextual conditions in urban regeneration and regional developments.
Sara Lauro Sara is an architect and a social innovation and urban regeneration consultant. Federica Fulghesu Federica is a Project Manager at Nesta Italia where she works with projects related to urban policies for inclusion and intercultural practices, but is also supporting the work in other areas education, arts and new technologies.
Tracey Turner Tracey is a well known social entrepreneur who founded three companies before starting Copia. Maurizia Squarzi Maurizia has more than thirty years of experience in social cooperatives. Attilia Cozzaglio Attilia, born in , two children and a cat, has been an entrepreneur since working with communication within the cultural, social, scientific and technological fields. Flaviano Zandonai Sociologist, work in the field of social enterprise for about twenty years, carrying out research, training, consulting and publishing.
Dafne Guida Social entrepreneur, philosopher and educationalist expert in clinical skills, three children. Nivi Sharma She is among the African leaders in the field of technology, innovation and training. Jean Guo Ha co-fondato Konexio sulla base della sua ricerca come Fulbright fellow durante la quale ha studiato migrant policy alla Paris School of Economics. We have reported on our management decisions and the results achieved, while seeking continuous improvement based on the use of increasingly more effective and transparent instruments to govern corporate social responsibility and more structured and systematic programmes for consultation and dialogue.
After the adoption of our Group Charter of Values in , we started to draw up a code of conduct, made changes to our risk management, credit and commercial policies and for the very first time we set a specific policy for monitoring the direct and indirect environmental impacts of operations.
We dedicated particular attention to training and the enhancement of human resources in the knowledge that the success of every big change and challenge depends inevitably on the continuous improvement in the abilities of all those individuals, singly and as a whole, who form part of our Group.
In the commercial sphere, we pursued our mission as a community bank with determination, seeking to provide financial support to small to medium size enterprises, those most exposed to the impacts of the financial crisis, and to provide access to credit even to the most disadvantaged groups in society, an activity which included the development of micro-credit and involvement in charitable credit initiatives.
We set a far-reaching, long-term customer satisfaction survey programme in motion to monitor and improve our capacity to respond effectively to the expectations of our stakeholders and we intensified our dialogue with organisations in the community. Each year we allocate substantial funds to not-for-profit organisations and initiatives and one of the many things these activities will help us to do is to integrate our promotion of.
A large proportion of these funds goes to charitable initiatives, such as the CESVI subito project for people hit by the hurricane Sidr which produced the book, Amazing Bangladesh, distributed to shareholders at the Annual General meeting, and also to the sports sponsorships which we have featured in the photographs at the beginning of each section of this Social Report.
We have chosen photographs of sport because they, more than anything else, speak of people, commitment and passion and they evoke the concept of competition, whether individual or team in nature, as a stimulus for excellence and continuous improvement.
These are those same values and that same passion which we have always applied in our work to create sustainable value over the years for all our stakeholders and well-being for the community even at the most difficult times like those of today.
It provides stakeholders with an overall picture of those operating and financial results presented in detail in the annual financial report, from the viewpoint of sustainable development and corporate social responsibility. The choice of the reporting framework was based on the indications on method contained in the guidelines published by the ABI Italian Banking Association in Reporting to Stakeholders. A guide for Banks - the result of co-operation between the ABI more specifically, its Working Group on Corporate Social Responsibility in which UBI Banca takes an active part , Econometica inter-university centre for ethics and corporate social responsibility and a panel of stakeholders who are members of the Forum for Sustainable Finance e.
The structure and contents of the GRI model have been adapted to fit the identity and specific requirements of the UBI Banca Group for reporting to stakeholders. In order to meet the level B standard, reporting must include: company profile indicators operating procedures and at least 20 indicators of performance on economic, environmental and social aspects working practices, human rights, impacts on society and responsibility produced.
As concerns historical changes in indicators, we have reported those figures for which are comparable with the reporting scope employed for From the viewpoint of the progressive integration of operational, financial, social and environmental reporting, we have tried as much as possible to avoid duplicating information included in the individual company and consolidated annual financial reports of UBI Banca, which may be consulted, except where it is necessary for clarity and understanding of the relations between vision, mission and values, strategies and projects, actions, results achieved and future corporate objectives.
The three documents share the general principles of clarity, true and accurate reporting, prudence and accruals accounting based on a going concern assumption. In addition, as a separate independent document, the Social Report is based on the body of acknowledged standards of national and international best practices designed to assist each stakeholder in identifying and understanding the phenomena which regard them.
To give reasons for any exclusions or limitations there may be. To make the logic behind the acquisition and classification of the information and the preparation of the document clear to all intended recipients of it legitimate stakeholders both in terms of the procedures and methods and with regard to the discretion employed. To make the categories of stakeholders to whom the Bank must report to on the consequences of its activities identifiable.
To provide the fullest possible information on the ownership and governance of the bank, in order to give third parties a clear perception of the relative responsibilities. To communicate the ethical standards of the bank Mission, Vision, Values and Principles. No area of the bank s activity must be deliberately and systematically excluded. Reasons must be given for any exclusions or limitations there may be. All information considered useful for readers in assessing the economic, social and environmental performance must be included.
To take account of the actual impact that economic and other events have produced on the reality surrounding them. To include all information and only that information which stakeholders can use to judge the ethical and social performance of the bank in its specific context and business sector. Any estimates or subjective assessments there may be must be based on explicit and reasonable assumptions. Reporting must be regular, systematic and prompt by complying with the standards set by the GBS, the periodical social reporting of UBI Banca is in line with that of its individual company and consolidated financial reporting.
Social effects must be recognised at the time when they occur and not when the financial transactions which originated them occur. It was in serie A for many years and led by Marco Bollesan twice champion of Italy it reached second place in the serie three times in the early 70s. Banco di Brescia continues with its traditional sponsorship of the city s team which plays in serie B. They are banks in the community and for the community which have developed over the years contributing, sometimes in a determining manner, to the well-being and social and economic development of the local communities in which they were born.
By their actions they anticipated the implementation of those corporate social responsibility principles, initiatives and objectives which are considered of major importance today to strengthen corporate reputation, manage risk properly and guarantee the sustainability of competitive financial and operating performance. The first Charter of Values dates back to and publication of the first Social Report to Each bank has brought the value of its own identity to UBI and at the same time has grasped the value of complementarity in the diversity of experiences and roles which the other companies and banks bring to the Group.
This is underlined by the Group s brand name, a mark of identity and belonging at the same time. It places the name UBI before that of the individual banks or companies and joins the two to communicate the federal nature of the Group and the unifying role of UBI Banca, the Parent Bank. It is a multi-functional integrated federal group with a major presence in most regions in Italy and consists of nine federated commercial banks termed Network Banks with strong customer relationships and deep roots in local communities.
These banks are supported by Product Companies which design and supply products and services in all strategic areas of business banking services, consumer and corporate credit, leasing, factoring, assets under management, insurance, online trading, trust company and corporate banking services.
The Group operates through these nine federated commercial banks eight local banks plus a national network of financial advisors and private bankers mainly on the retail market for private individual, small economic operators and small business customers. However, it is also one of the largest operators in Italy on the private banking market private individuals with substantial personal wealth and is traditionally focused on small-tomedium size enterprises in the corporate market and on nonprofit organisations.
In recent years it has developed a growing tendency to develop abroad in order to support domestic clients with international growth, mainly in the corporate and private banking markets. The main line of development is directed primarily at emerging markets where Italian businesses, and small to medium size enterprises in particular, have the greatest difficulties in obtaining quantitatively and qualitatively adequate financial services.
We have therefore adopted a new commercial service model in all the Group s Network Banks to provide customers with the services of staff with specific expertise. The competitiveness and growth of the entire Italian economy depends on the development of these enterprises. Our branches are not concentrated in a few large centres, but are widespread in almost 1, municipalities with a total of more than 28 million inhabitants.
The number of branches reflects all the existing authorisations granted by the Bank of Italy and may differ from that published in the Annual Financial Report. The document is available in digital format on the Group website and has been distributed to all the employees of the Group, sent to all the registered shareholders and brought to the attention of customers at branches in the Bank s new brochure.
The declaration of our identity The Vision , our institutional vocation The Mission and the values that guide us in our policy-making and everyday operations is an explicit commitment by each organisational and geographical part of the Group to behave in a uniform and consistent manner in our relations with all our partners, in observance of sound business ethics, based on the transparency and integrity.
These take priority over all other interests and it is on these that we have built our reputation over the years, growing in size, capital strength and efficiency. By adhering to the letter and the spirit of our Charter of Values, each person in the UBI professional community has the chance to help the Group to plan a future that is consistent with its history and to give full implementation to our vocation as a co-operative bank, as set out in the by-laws, to achieve overall sustainable creation of value over time and to interpret our institutional role in terms of attention to others.
Attention to others reminds us of our first value the Centrality of the Customer which is how The Group Charter of Values Vision We want to be a driving force in the banking market with our experience and capacity to blend tradition with innovation. We want to be recognised for a style of working with a constant sense of ethics in our business and with transparency, integrity, dialogue and respect in the pursuit of relationships of trust with all our stakeholders.
We want to be a great team, able to attract talent and ready to generate profit that is sustainable and long lasting, with the intellectual qualities and passion of the people who are part of it and will be part of it. Mission We are an alliance of banks rich in history and united by an integrated multi-functional federal structure, able to capitalise on the distribution strength of our sales network and to express our potential for creating synergies on the market We participate actively in the economic and social life of the communities in which we operate, with a distinctive ability to interpret, serve and encourage the development of local economies.
We pursue the objective of promoting progress and creating value for all our stakeholders. We support the development of a healthy economic and business community to grow together with our customers with the excellence of our products and services. UBI Banca is committed to supporting and promoting this value in its sphere of influence and one way in which it does this is through its commitment to the universal principles of the Global Compact, an initiative started by the former Secretary General of the United Nations, Kofi Annan, and supported today by the new Secretary General Ban Ki-moon.
The Global Compact is not a regulatory instrument. It neither enforces nor controls the conduct or actions of businesses. Since its official launch on 26 th July , the initiative has grown to include more than 6, participants, including more than 4, businesses in countries throughout the world. UBI Banca has always maintained a high level of attention to observance of the principles set out in the Global Compact in its relationships with its stakeholders.
Awareness of the role that the Bank can play within its sphere of influence, including control over the indirect impacts of its activities, has grown in recent years, especially in support of human rights and the environment. Consequently in we set a new policy to monitor business in the arms and weapons systems sector, based on principles one and two of the Global Compact in 23 The Values that guide us Centrality of the Customer Integrity Innovation Co-operation The community Creation of value Identity Fairness Communication.
The latter is responsible for policies, advertising, integration and controls and also for providing logistics, IT and back-office services through the company UBI Sistemi e Servizi,. The group is federal in nature because it preserves and values the legal and operational autonomy of the Network Banks, deeply rooted in the communities in which they operate.
It is multi-functional because it contains high quality specialist capabilities in sectors with substantial complementarity and high value added, with a growing propensity to innovate and to develop internationally to support domestic customers. It has an integrated commercial range of products and services which benefits from important economies and synergies and it is integrated through the centralisation of organisational, financial and risk management functions. The federal model reconciles local banking with financial innovation, adding the ability to access global markets, which only a large Group can provide, to our deep roots in local communities, the great strength of our Network Banks.
The complementarity of roles enables the Network Banks to bring a full range of constantly updated, high quality products and services within the reach of economic and social communities of families and businesses at competitive rates. At the same time the financial Product Companies benefit from the commercial strength of the Network Banks and their capacity to direct the design of products to meet the real needs of the market.
Physically close to the communities they serve, they are an integral part of them. The distribution structure is the same for all the Network Banks, with services specialised by customer segment within three major groupings: the retail market of private individuals, small economic operators and small businesses, the private banking market of private individuals with financial wealth of greater than , euro and the corporate market of companies with a turnover of more than 5 million euro.
Each market has its own distribution network divided into geographical units, supported by specialist units at the Parent Bank. They are equipped with advanced IT tools for customer knowledge and customer relationship management CRM , with different career paths and training for staff with different commercial roles.
The geographical distribution of branches is located in three main areas: the North West where six Network Banks are concentrated with a very complementary distribution by province and central Italy the Adriatic coastline and Latium and the South of the peninsula each covered by a network bank.
At national level we increased our overall market presence in with an extra 39 branches, as a result of 43 new branches opening and four closures. Retail Market Dept. Corporate Market Dept. Banco di Brescia operates above all in the province of the same name, where it has a Banca Regionale Europea, which expanded its distribution network with the addition of two branches, operates above all in Piedmont, where it has a market share of branches in the provinces of Cuneo and Alessandria of It opened two new branches in in Genoa and expanded its presence in the Provinces of La Spezia at the beginning of following the purchase of 13 branches from the Intesa Sanpaolo Group.
It closed a branch in Rome in and opened one in Pesaro. It has 38 branches 6 more than in the previous year to support the operations of the financial advisors and also those of private bankers in some cities and these are supplemented by 50 operational advisory offices for the financial advisory area and by the offices of the advisors. It is planned to progressively centralise all foreign operations within them and to extend their presence beyond European borders.
We have entered into agreements with major international operators in the asset management and life insurance sectors investing in companies which not only work for the Group but also compete on the market in their respective sectors in order to maintain high standards of quality and efficiency. UBI Pramerica is the asset management company of the former BPU Group, formed in in Milan by the former Banca Popolare di Bergamo- Credito Varesino as a joint venture with Prudential Financial one of the largest American financial institutions, with operations throughout the world.
By taking advantage of our United States partner s specialist asset managers for non European markets, UBI Pramerica selects the best investment opportunities at global level and has received a number of prizes in recent years for its asset management achievements. The Group supplements its banking services and products with insurance policies to meet the needs of families and businesses for protection and security through its subsidiary UBI Assicurazioni in the non life sector and through Aviva Assicurazioni Vita formerly UBI Assicurazioni Vita , Lombarda Assets under management The Eurofond Fundclass Grand Prix 1 : best company in the fund category with fundclass rating and for the fund UBI Pramerica Euro mediumto-long term european bonds category.
The rating is assigned on the basis of: average monthly return of the fund, the number of monthly returns that are higher than for the sector, the volatility of the logarithm of the monthly changes in the fund. The criteria used for awarding prizes are available on the website: methodology. It is not permitted to publish, transmit. Social Report In we saw the emergence in our country of situations which have their roots in the weakness or absence of moral principles on the part of some business men and managers.
We have. It is not permitted to publish,. The scope of the consolidation The companies included in the consolidation as at 30 th June are listed below, divided into subsidiaries fully consolidated and associates accounted for using the.
Social Report We have made innovation and the ability to conceive and create important projects our way of doing business. By means of constancy and determination, we pursue our mission as Popular Bank,. February Monitor of Bankruptcies, Insolvency Proceedings and Business Closures FourthQuarter Total number of business closures breaks the 1k mark in The most bankruptcies in over a decade Summary. Who we are We are 17, men and women who form a cooperative banking group with 1, branches.
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|Work from home without registration fees and investment||We structure co-design labs as trial ubi banca private investment laquila abruzzo in which people can act differently from daily routine. The first Charter of Values dates back to and publication of the first Social Report to Each pottish team property and investment has brought the value of its own identity to UBI and at the same time has grasped the value of complementarity in the diversity of experiences and roles which the other companies and banks bring to the Group. Businesses should support and respect the protection of internationally More information. Direttore Investimenti Italia Opes-Lcef. Reporting must be regular, systematic and prompt by complying with the standards set by the GBS, the periodical social reporting of UBI Banca is in line with that of its individual company and consolidated financial reporting. We want to be a great team, able to attract talent and ready to generate profit that is sustainable and long lasting, with the intellectual qualities and passion of the people who are part of it and will be part of it. Social Report|
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|Bimb investment management berhad flow||Sociologist, work in the field of social enterprise for about twenty years, carrying out dieter weber investments seit 1979 ford, training, consulting and publishing. Along He has been also member, as technical expert, of the GECES Italia working group at the Ministry of welfare, which worked on the reform of the third sector and social enterprise legislation reform, and of the working groups of the National task ubi banca private investment laquila abruzzo of the G7 for the impact investing. Veronica Chiodo Veronica Chiodo has a Ph. An advocate for global education and the socio-economic inclusion of disadvantaged publics, she has previously worked with refugee communities in the United States and more recently with youth in at-risk priority education areas in France as a Fulbright Scholar. In altre parole, preferisce definire se stessa e il proprio percorso professionale una virgola piuttosto che un punto fermo. However, Teresa did not want to leave her farm and Teramo. In the commercial sphere, we pursued our mission as a community bank with determination, seeking to provide financial support to small to medium size enterprises, those most exposed to the impacts of the financial crisis, and to provide access to credit even to the most disadvantaged groups in society, an activity which included the development of micro-credit and involvement in charitable credit initiatives.|
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